What is Chase Routing Number?
- For domestic and international wire transfers, Chase Bank routing number is 021000021. If you’re sending an international wire transfer, you’ll also need a SWIFT code: CHASUS33.
Do you need help setting up direct deposits or sending wire transfers from your Chase account? You’re likely missing one crucial piece of information—the Chase routing number.
While long strings of numbers may seem meaningless, your bank’s routing number plays an important role. This 9-digit code identifies Chase and routes your money transfers where they need to go.
With it, payments can be recovered and redirected, causing unnecessary delays and headaches. You’ll need the routing details to receive recurring payments securely or wire funds pronto.
In this guide, we’ll cover everything you need to know about Chase routing numbers in practical terms. You’ll learn exactly what they are, where to find them for any Chase checking or savings account, and most importantly—how to use them to send and receive funds seamlessly.
Understanding these quick basics now means you can avoid payment issues.
CHASE ROUTING NUMBERS FOR WIRE TRANSFERS
| Chase Bank Routing Number & Swift Code | |
| Domestic Wire Transfer | 021000021 |
| International Wire Transfer | 021000021 |
| SWIFT Code | CHASUS33 |
CHASE BANK ROUTING NUMBERS FOR ALL STATES
| Chase Bank Location | Routing Number |
|---|---|
| Alabama | 065400137 |
| Arizona | 122100024 |
| Arkansas | 065400137 |
| California | 322271627 |
| Colorado | 102001017 |
| Connecticut | 021100361 |
| Delaware | 083000137 |
| District of Columbia | 044000037 |
| Florida | 267084131 |
| Georgia | 061092387 |
| Idaho | 123271978 |
| Illinois | 071000013 |
| Indiana | 074000010 |
| Iowa | 075000019 |
| Kansas | 103000648 |
| Kentucky | 083000137 |
| Louisiana | 065400137 |
| Maine | 083000137 |
| Maryland | 044000037 |
| Massachusetts | 021000021 |
| Michigan | 072000326 |
| Minnesota | 075000019 |
| Mississippi | 065400137 |
| Missouri | 103000648 |
| Montana | 102001017 |
| Nebraska | 103000648 |
| Nevada | 322271627 |
| New Hampshire | 083000137 |
| New Jersey | 021202337 |
| New Mexico | 102001017 |
| New York (upstate) | 022300173 |
| New York (downstate) | 021000021 |
| North Carolina | 072000326 |
| North Dakota | 103000648 |
| Ohio | 044000037 |
| Oklahoma | 103000648 |
| Oregon | 325070760 |
| Pennsylvania | 083000137 |
| Rhode Island | 083000137 |
| South Carolina | 072000326 |
| South Dakota | 103000648 |
| Tennessee | 065400137 |
| Texas | 111000614 |
| Utah | 124001545 |
| Vermont | 083000137 |
| Virginia | 044000037 |
| Washington | 325070760 |
| West Virginia | 051900366 |
| Wisconsin | 075000019 |
| Wyoming | 102001017 |
TYPES OF CHASE ROUTING NUMBERS
The Chase routing number, a crucial element for various financial transactions, isn’t a one-size-fits-all solution. Like different roads lead to different destinations, specific Chase routing numbers serve distinct purposes.
Understanding these differences is key to ensuring your funds reach their intended target.
ACH Transfer Routing Number
This nine-digit code facilitates electronic transfers between bank accounts within the United States. It’s the most commonly used routing number for Chase customers, enabling direct deposit, automatic bill payments, and transfers to other bank accounts.
Wire Transfer Routing Number
Wire transfers come into play for moving larger sums of money quickly. Chase offers two distinct routing numbers for this purpose:
- Domestic Wire Transfer Routing Number: This code facilitates rapid transfers within the United States, typically reaching the recipient’s account within the same business day.
- International Wire Transfer Routing Number: This routing number is your go-to option if you need to send funds abroad. It’s coupled with the SWIFT code, a unique identifier for Chase Bank, ensuring your international transfer reaches its destination effortlessly.
Specific Account Routing Numbers
Certain Chase accounts may have unique routing numbers. For instance, business, joint, or student accounts might have designated routing codes. To ensure smooth transactions, always verify the specific routing number for your type of account.
Regional Routing Numbers
In some cases, Chase may utilize different routing numbers depending on your geographic location. While this is rare, confirming the appropriate routing number for your region is crucial to ensure your transactions are timely.
By understanding the different types of Chase routing numbers and their intended purposes, you’ll be well-equipped to navigate the world of financial transactions confidently and avoid any potential pitfalls.
Remember, using the correct routing number is essential for ensuring your funds reach their destination safely and efficiently.
FINDING YOUR CHASE ROUTING NUMBER
Now that you understand the different types of Chase routing numbers, the next step is to locate your own. Fortunately, Chase provides several convenient ways to access this crucial information:
Paper Checks:
For many, paper checks still serve as a reliable financial tool. Locate the bottom left corner of your Chase check, and you’ll find a series of nine digits printed there. These represent your routing number.
Chase Mobile App:
In today’s digital age, the Chase Mobile App offers a seamless and readily accessible way to retrieve your routing number. Here’s how to navigate:
- Log in to the Chase Mobile App using your credentials.
- Select the account for which you need the routing number.
- Tap on “Show details” or “More Information.”
- Your routing number will be displayed alongside your account number.
Chase Online Banking:
If you prefer the convenience of online banking, Chase offers a similar process:
- Log in to your Chase Online Banking account.
- Select the desired account.
- Click on “Account Details” or “View Account Information.”
- Your routing number will be displayed alongside your account number.
Chase Customer Service:
If accessing your routing number through digital channels proves challenging, or you need assistance for specific situations, don’t hesitate to contact Chase customer service. They are available via phone, online chat, or secure message within the Chase Mobile App or online banking platform.
Additional Resources for Chase Bank
Chase also provides a dedicated web page with detailed information on routing numbers and their different types. You can access it through this link: https://www.chase.com/personal/checking/routing-numbers
Remember, when dealing with financial transactions, accuracy is key. Double-check your routing number before initiating any transfers or payments to ensure your funds reach the intended destination safely and promptly.
Common Mistakes to Avoid with Chase Routing Numbers
While accessing and using Chase routing numbers might seem straightforward, several common mistakes can trip you up and lead to delays or errors in your financial transactions. Here’s a guide to help you avoid these pitfalls:
- Using the Wrong Routing Number Type:
This is one of the most frequent blunders. Ensure you’re using the appropriate routing number for your specific transaction type. For example, using an ACH transfer routing number for a wire transfer can result in delays or even failed transactions.
- Ignoring Regional Differences:
In some cases, Chase uses different routing numbers depending on your geographic location. Failing to utilize the routing number specific to your region can lead to processing delays or additional fees.
- Confusing Routing Numbers with Account Numbers:
While both are crucial for financial transactions, routing and account numbers serve distinct purposes. Mixing them up can lead to your funds being directed to the wrong account, causing unnecessary complications.
- Relying on Outdated Information:
Chase periodically updates its routing numbers. Using outdated information can lead to successful transactions or delays. Always ensure you utilize the latest routing number provided by Chase.
- Overlooking Double-Checking:
Even the most meticulous individuals can make mistakes. Before initiating any transaction, double-check your routing number to ensure its accuracy. This simple step can save you from potential headaches and inconveniences.
- Avoiding Trusted Sources:
Always obtain your Chase routing number from reliable sources like official Chase websites, mobile apps, or bank statements. Refrain from relying on unverified information from third-party websites, as it may be inaccurate or outdated.
- Ignoring the Importance of Security:
Keep your Chase routing number private from untrusted individuals or websites. Protecting your routing number is crucial to preventing fraudulent activities and ensuring the security of your finances.
By understanding these common mistakes and taking the necessary precautions, you can confidently navigate the world of Chase routing numbers and avoid any financial mishaps. Remember, awareness and vigilance are key to maintaining the smooth flow of your financial transactions.
Official Chase Resources:
You might find yourself seeking further information or guidance in your quest to conquer the world of Chase routing numbers. To assist you on your journey, here are some additional resources at your fingertips:
- Routing Numbers: https://www.chase.com/personal/checking/routing-numbers
- Finding Your Routing Number: https://www.chase.com/personal/checking/routing-numbers
- Chase Mobile App: https://www.chase.com/digital/mobile-banking
- Chase Online Banking: https://www.chase.com/personal/for-you-login
- Contact Chase Customer Service: https://www.chase.com/digital/customer-service
FAQs: CHASE ROUTING NUMBER
What is a Chase Routing Number?
- A Chase routing number is a unique 9-digit code used to identify the financial institution in a transaction. It’s essential for various banking transactions like direct deposits, wire transfers, and automatic bill payments.
How Can I Find My Chase Routing Number?
- Your Chase routing number can be found on your checks, through the Chase online banking platform, or by contacting Chase customer service.
Do Chase Routing Numbers Vary by State?
- Yes, Chase routing numbers may differ by state. Using the correct routing number corresponding to the state where you opened your account is important.
What is the Difference Between the ABA Routing Number and the SWIFT Code for Chase?
- The ABA routing number is used for domestic transactions within the USA, while the SWIFT code is used for international wire transfers.
Is There a Universal Routing Number for All Chase Accounts?
- No, routing numbers are specific to regions or types of transactions. For example, there are different routing numbers for domestic wire transfers and ACH transactions.
Can I Use the Same Chase Routing Number for Different Types of Transactions?
- It depends on the transaction type. Some transactions, like wire transfers, may require a different routing number than what’s used for direct deposits or ACH transactions.
How Do I Use a Chase Routing Number for International Wire Transfers?
- For international wire transfers, you must use Chase’s SWIFT code, your account number, and other relevant details.
What Happens if I Use the Wrong Chase Routing Number?
- Using the wrong routing number can lead to delays or the return of transactions. It’s crucial to double-check the routing number before completing any transaction.
Are Chase Routing Numbers Public Information?
- Yes, routing numbers are public and can be found on checks, bank websites, and through customer service.
Can Chase Routing Numbers Change Over Time?
- It’s rare, but routing numbers can change due to bank mergers or reorganization. Chase will notify customers if there’s a change in their routing number.
