Unlocking the Codes: Your Guide to TD Bank Routing Number in the US

What is TD Bank’s Routing Number?

  • For domestic and international wire transfers, the TD Bank routing number is 031101266. If you’re sending an international wire transfer, you’ll also need a SWIFT code: NRTHUS33XXX.

Have you ever needed to find your TD Bank routing number for direct deposit, wire transfers, or other financial transactions?

Finding the correct routing number can be especially confusing. Fear not! This blog post is your one-stop guide to understanding TD Bank routing numbers and navigating the process of finding yours.

Whether you’re a new TD Bank customer or simply need a refresher, we’ll explore the different types of routing numbers, provide clear instructions on locating yours, and offer valuable information on its various uses. So, relax and get ready to find your TD Bank routing numbers with ease.

TYPES OF TD BANK ROUTING NUMBERS

Before we dive into how to find your TD Bank routing number, let’s explore the different types you might encounter:

Domestic Wire Transfer Routing Number:

This is the most common TD Bank routing number type and is used for sending and receiving money domestically within the United States. The domestic wire transfer routing number for TD Bank is 11103093

International Wire Transfer Routing Number:

If you need to send or receive money internationally, you’ll need to use the international wire transfer routing number. This number is different from the domestic one. The international wire transfer routing number for TD Bank is 211274450

Wire Routing Number:

This number is used for both domestic and international wire transfers. It is: 031101266

State-Specific Routing Numbers:

In addition to the general routing numbers mentioned above, TD Bank also has specific routing numbers for different states in the US. These numbers are typically used for check processing and direct deposit. Here are some examples:

  • Connecticut: 011103093
  • Florida: 067014822
  • Maine: 211274450
  • Massachusetts/Rhode Island: 211370545
  • Metro DC/Maryland/Virginia: 054001725

It’s important to note that your state-specific routing number might differ depending on your branch location.

Institution Number:

Every bank has a unique institution number. This number is used with the routing number to identify the specific bank involved in a transaction. The institution number for TD Bank is: 004

List of TD Bank Routing Numbers by State

State TD Bank Routing number
Connecticut 011103093
Delaware 031201360
Florida 067014822
Maine 211274450
Massachusetts 211370545
Rhode Island 211370545
Metro District of Columbia 054001725
New Hampshire 011400071
New Jersey 031201360
New York – Metro 026013673
New York – Upstate 021302567
North Carolina 053902197
Rhode Island 211370545
South Carolina 053902197
Pennsylvania 036001808
Vermont 011600033
Virginia 054001725

What is TD Bank Routing Numbers For Local & International Wire Transfer?

Transaction Type Routing Number SWIFT Code
Domestic Wire Transfer 031101266 N/A
International Wire Transfer 031101266 NRTHUS33 or NRTHUS33XXX

 

HOW TO FIND YOUR TD BANK ROUTING NUMBER

Now that you’re familiar with the different types of TD Bank routing numbers let’s explore the various ways to find yours:

Check Your Checkbook:

The easiest way to find your routing number is to look at the bottom left corner of a check issued by TD Bank. The routing number is the first set of 9 digits. It’s typically printed in a unique font called MICR (Magnetic Ink Character Recognition) for easy processing by banks.

Online Banking:

You can find your routing number through the bank’s website or mobile app if you have online banking access. Here’s how to do it:

  • Website: Login to your TD Bank online banking account. Navigate to the “Account Details” or “Settings” section. Your routing number should be displayed there.
  • Mobile App: Open the TD Bank mobile app and log in. Tap on the “Account Details” or “Settings” section. Your routing number will be displayed there.

Customer Service:

Contact TD Bank customer service if you can’t find your routing number using the abovementioned methods. They will be happy to help you locate your specific routing number.

Here’s the contact information for TD Bank customer service:

  • Phone: 1-888-751-9000
  • Live Chat: Available on the TD Bank website
  • Secure Message: Available through online banking

Branch Visit:

You can visit your nearest TD Bank branch if you prefer in-person assistance. A representative will be able to assist you in finding your routing number.

Important Tips:

  • Double-check your routing number: Always verify it before using it for any financial transaction to avoid complications or delays.
  • Contact TD Bank if unsure: If you need clarification on which routing number to use, contact TD Bank customer service for assistance.
  • Use the correct routing number: The wrong routing number can lead to your funds being sent to the wrong account or delayed transactions.

By following these tips and methods, you should be able to easily find your TD Bank routing number and use it for your financial transactions with confidence.

DIFFERENCE BETWEEN TD BANK ROUTING NUMBERS, SWIFT CODES, BIC AND IBANS

While all the terms mentioned are used in international transactions, they have distinct meanings and purposes. Here’s a breakdown to help you navigate the differences:

  1. TD Bank Routing Number:
  • Used within the US for domestic wire transfers, direct deposits, and check processing.
  • Specific to TD Bank and varies depending on the state and branch.
  • Examples: 11103093 (domestic), 011103093 (Connecticut).
  1. TD Bank SWIFT Code:
  • Used globally for international wire transfers between banks.
  • Identifies a specific bank, not an individual account.
  • Often referred to as BIC (Bank Identifier Code), which is interchangeable.
  • Example: TD Bank SWIFT code: NRTHUS33XXX
  1. TD Bank IBAN Number:
  • Used for international wire transfers to identify specific bank accounts in Europe
  • Combines bank information, country code, and account details.
  • It is not used in the US or Nigeria but is required for international transfers to Euro zones from US and Nigeria accounts.
  • Example: IBAN for a TD Bank account in the US might look like GB38MIDL40052661587384

ADDITIONAL ROUTING NUMBERS FOR TD BANK

In addition to the state-specific routing numbers mentioned earlier, TD Bank also has routing numbers for different types of accounts, such as:

  • Savings accounts: 067014822
  • Checking accounts: 054001725
  • Money market accounts: 211370545

If you need help determining which routing number to use for your specific account, contact TD Bank customer service for assistance.

Using the Routing Number for Different Purposes:

Here’s a breakdown of how you can use your TD Bank routing number for different purposes:

  • Direct deposit: Provide your employer or payer with your routing number and bank account number to set up direct deposit for your paycheck or other income.
  • Wire transfer: When sending or receiving a wire transfer domestically, you’ll need the recipient’s bank’s routing and account numbers.
  • Electronic bill payments: Many online bill payment services require your routing and bank account numbers to set up and process payments.
  • ACH transfers: ACH transfers are electronic transfers between bank accounts, and you’ll need the recipient’s routing number and account number to initiate a transfer.

Common Mistakes to Avoid:

Here are some common mistakes people make when finding or using their TD Bank routing number:

  • Using the wrong routing number can result in your funds being sent to the wrong account or delayed transactions.
  • Not double-checking the routing number: Always verify it before using it to avoid complications.
  • Sharing your routing number with unauthorized individuals: Be cautious about sharing it, as it allows access to your bank account information.
  • Assuming all routing numbers are identical, TD Bank has multiple ones depending on the state, branch, and account type.

TD Bank Contact Information:

  • Phone: 1-888-751-9000
  • Website: https://www.td.com/us/en/personal-banking
  • Mobile App: Available on iOS and Android devices
  • Live Chat: Available on the TD Bank website
  • Secure Message: Available through online banking

TD Bank Routing Number FAQs

What is the TD Bank Routing Number?

For domestic and international wire transfers, the TD Bank routing number is 031101266. Its a unique 9-digit code identifying the bank in a financial transaction. It’s essential for wire transfers, direct deposits, and other electronic transactions.

How Can I Find My TD Bank Routing Number?

You can find your TD Bank routing number on your checks, online banking account, or by contacting TD Bank customer service.

Does TD Bank Have Different Routing Numbers for Different States?

Yes, TD Bank has different routing numbers for different states. Use the correct routing number for the state where you opened your account. Use the table provided above to check the right TD bank routing number for your state.

Can I Use the Same Routing Number for Wire Transfers?

TD Bank uses a different routing number for domestic and international wire transfers. Check with the bank for the correct number.

Why Do I Need the TD Bank Routing Number?

The routing number is needed for various banking transactions, including setting up direct deposits, making wire transfers, and paying bills online.

Is the TD Bank Routing Number the Same for All Account Types?

Generally, the routing number is the same for all personal account types, but business accounts may have different numbers. Verify with the bank if you need more clarification.

How Often Does the TD Bank Routing Number Change?

It’s rare for a bank’s routing number to change. However, in case of mergers or reorganizations, changes may occur. Always verify the current number for important transactions.

Can I Use the Routing Number for International Transactions?

You may need a TD bank SWIFT code [NRTHUS33XXX] in addition to the routing number [031101266] for international transactions. Contact TD Bank for guidance.

What Should I Do If I Used the Wrong Routing Number?

If you used the wrong routing number, contact TD Bank immediately. Wrong routing numbers can lead to payment delays or misdirected funds.

Where Else Can I Find the TD Bank Routing Number Besides My Checks?

Besides checks, the routing number can be found on the TD Bank website, online banking, or customer support.

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