The Wells Fargo Routing Number Demystified: A Simple Guide for Everyday Banking

What is Wells Fargo Routing Number?

  • For both domestic and international wire transfers through Wells Fargo, the routing number you’ll use is 121000248. However, for international transfers, it’s important to include the SWIFT code WFBIUS6S.

Managing payment requires efficiency and accuracy. When transferring funds, the correct routing number ensures your transactions reach their intended destination.

This blog post will look into Wells Fargo routing numbers, providing a comprehensive guide to navigating this important aspect of financial transactions.

Whether initiating a domestic wire transfer, sending funds abroad, or setting up an ACH transfer, understanding the different types of Wells Fargo routing numbers is essential. This guide will equip you with the knowledge to:

  • Identify the correct routing number: We will explore the various types of routing numbers offered by Wells Fargo, including the single routing number for both domestic and international wire transfers, the ACH routing number specific to Texas, and other routing numbers for specialized services.
  • Locate your routing number: We will provide step-by-step instructions with screenshots and visuals to help you easily find your routing number on Wells Fargo online banking or your paper statements.
  • Gain valuable insights: We will address common questions about Wells Fargo routing numbers and dispel any confusion surrounding wire transfers, ACH transfers, and the importance of using the correct routing number.

By the end of this post, you will be equipped with the knowledge and confidence to handle your Wells Fargo routing numbers like a pro.

So, whether you’re a seasoned financial expert or just getting started, join us as we embark on this informative journey into the world of Wells Fargo routing numbers!

WELLS FARGO ROUTING NUMBERS FOR ALL STATES IN THE US

State Wells Fargo routing number
Wells Fargo Alabama 62000080
Wells Fargo Arkansas 111900659
Wells Fargo Connecticut 21101108
Wells Fargo Florida 63107513
Wells Fargo Idaho 124103799
Wells Fargo Iowa 73000228
Wells Fargo Louisiana 121042882
Wells Fargo Massachusetts 121042882
Wells Fargo Mississippi 62203751
Wells Fargo Nebraska 104000058
Wells Fargo New Jersey 21200025
Wells Fargo North Carolina 53000219
Wells Fargo Oklahoma 121042882
Wells Fargo Rhode Island 121042882
Wells Fargo Tennessee 64003768
Wells Fargo Utah 124002971
Wells Fargo Washington 125008547
Wells Fargo Wyoming 102301092
Wells Fargo Alaska 125200057
Wells Fargo California 121042882
Wells Fargo Delaware 31100869
Wells Fargo Georgia 61000227
Wells Fargo Illinois 71101307
Wells Fargo Kansas 101089292
Wells Fargo Maine 121042882
Wells Fargo Michigan 91101455
Wells Fargo Missouri 121042882
Wells Fargo Nevada 321270742
Wells Fargo New Mexico 107002192
Wells Fargo North Dakota 91300010
Wells Fargo Oregon 123006800
Wells Fargo South Carolina 53207766
Wells Fargo Texas 111900659
Wells Fargo Vermont 121042882
Wells Fargo West Virginia 121042882
Wells Fargo Arizona 122105278
Wells Fargo Colorado 121042882
Wells Fargo District of Columbia 54001220
Wells Fargo Hawaii 121042882
Wells Fargo Indiana 74900275
Wells Fargo Kentucky 121042882
Wells Fargo Maryland 55003201
Wells Fargo Minnesota 91000019
Wells Fargo Montana 92905278
Wells Fargo New Hampshire 121042882
Wells Fargo New York 26012881
Wells Fargo Ohio 41215537
Wells Fargo Pennsylvania 31000503
Wells Fargo South Dakota 91400046
Wells Fargo Texas, El Paso 112000066
Wells Fargo Virginia 51400549
Wells Fargo Wisconsin 75911988

WELLS FARGO ROUTING NUMBER

  • For US wires: 121000248
  • For international wires: WFBIUS6S

Use the routing number 121000248 for domestic Wells Fargo wire transfers within the United States.

For international wire transfer into a Wells Fargo account, use the SWIFT code WFBIUS6S.

Wire transfer Type Your Wells Fargo routing number
Domestic Wire Transfer 121000248
International Wire Transfer 121000248
SWIFT Code WFBIUS6S

 

Contact Wells Fargo to confirm the correct number for your transfer. Routing numbers may vary in some cases.

TYPES OF WELLS FARGO ROUTING NUMBERS

Not all Wells Fargo routing numbers are created equal. Understanding the different types available ensures your transactions are sent to the right place, preventing delays and potential errors. Here’s a breakdown of the various Wells Fargo routing numbers you’ll encounter:

Wire Transfer Routing Number:

Domestic and International:

  • Routing number: 121000248
  • When to use: This is the single routing number for domestic and international wire transfers from a Wells Fargo account.
  • Additional information:
    • You will also need the SWIFT code WFBIUS6S for international wire transfers.

ACH Routing Number:

  • Routing number: California: 121042882, New York: 26012881, Washington: 125008547, Florida: 63107513, New Jersey: 21200025 and Texas: 111900659.
  • When to use: This routing number is used for Automated Clearing House (ACH) transfers electronic payments between bank accounts within the United States.
  • Important note:
    • The routing number is only valid for accounts within state listed. Other states might have different ACH routing numbers.
    • To find the ACH routing number specific to your state, use the list above, refer to the Wells Fargo website or contact customer support.

Other Routing Numbers:

For specific services like foreign exchange, standby letters of credit, and CHIPS (Clearing House Interbank Payments System), Wells Fargo uses different routing numbers and SWIFT codes.

Here’s a summary of some key details:

  1. Foreign Exchange:
    • Charlotte: SWIFT TID FX: WFBIUS6WFFX, FW ABA: 026005092
    • New York: WFBIUS6WFFX
    • San Francisco: WFBIUS6WFFX, FW ABA: 121000248
    • Philadelphia: WFBIUS6WFFX, FW ABA: 121000248
  2. Standby Letters of Credit (Winston-Salem):
    • SWIFT: PNBPUS33SLC
    • FW ABA: 026005092
    • CHIPS ABA: 0509
  3. CHIPS ABA for Various International Processing Centers (including Los Angeles, New York, Philadelphia):
    • FW ABA: 026005092
    • CHIPS ABA: 0509
  4. International Bank Trade Services Centers (Various Locations):
    • SWIFT: WFBIUS6S
    • FW ABA: 121000248

These routing numbers and SWIFT codes are essential for international transactions and specific banking services.

Here are some additional points to keep in mind:

  • It is crucial to use the correct routing number for the type of transaction you are initiating. An incorrect routing number could result in delays, errors, or even lost funds.
  • Always verify the routing number with the recipient before initiating a transaction.
  • Contact Wells Fargo customer support if you need help with the correct routing number.

Understanding the different types of Wells Fargo routing numbers empowers you to manage your finances efficiently and avoid potential complications.

Feel free to explore the provided resources or seek assistance to ensure smooth and secure transactions.

FINDING YOUR WELLS FARGO ROUTING NUMBER

Now that you’re familiar with the different types of Wells Fargo routing numbers let’s explore how to locate your specific one easily. Online banking and paper statements are two primary ways to access your routing number.

Finding Your Routing Number on Wells Fargo Online Banking:

Follow these simple steps to locate your routing number using online banking:

  1. Log in to your Wells Fargo online banking account.
  2. Navigate to the “Accounts” tab.
  3. Select the specific account for which you need the routing number.
  4. Locate the “Routing Number” section. This information is usually displayed below the account name and after the account number.
  5. Copy or note down your routing number for future reference.

Finding Your Routing Number on a Wells Fargo Paper Statement:

If you don’t have access to online banking, you can also locate your routing number on your paper statement. Here’s how:

  1. Locate your latest Wells Fargo paper statement.
  2. Look for the section titled “Account Information.”
  3. Your routing number will be displayed alongside your account number.
  4. Copy or note down your routing number for future reference.

Additional Resources:

Remember, utilizing the correct routing number is crucial for ensuring your transactions are processed smoothly and efficiently. By following the steps above, you can easily locate your specific routing number and confidently navigate the world of Wells Fargo financial transfers.

Importance of Using the Correct Routing Number

Using the incorrect routing number can lead to various complications, including:

  • Delayed transactions: Your funds may take longer to reach their destination, causing inconvenience and potential delays in your financial commitments.
  • Returned transactions: If the routing number is invalid, your transaction may be returned, resulting in additional fees and further delays.
  • Misdirected funds: In rare cases, using an incorrect routing number could send your funds to the wrong account, necessitating additional steps to recover them.

FAQs: WELLS FARGO ROUTING NUMBER

What is a Wells Fargo routing number, and what is it used for?

A routing number is a nine-digit code used in the United States to identify a financial institution in a transaction. It’s needed for various banking transactions, including setting up direct deposits, making wire transfers, and automated bill payments.

Does Wells Fargo have different routing numbers for different states?

Yes, Wells Fargo has different routing numbers for different states. The routing number you use depends on where you opened your account.

Are the routing numbers for wire transfers different from those used for direct deposits at Wells Fargo?

Wells Fargo uses a specific routing number for domestic wire transfers (121000248) and a SWIFT code (WFBIUS6S) for international wire transfers. These differ from the routing numbers for direct deposits and other ACH transfers.

Can I use the same Wells Fargo routing number for ACH and wire transfers?

No, Wells Fargo uses different routing numbers for ACH and wire transfers. You need to use the correct routing number based on the type of transaction you’re conducting.

What should I do if I need clarification on my Wells Fargo routing number?

Suppose you need clarification on your routing number. In that case, you can verify it by logging into your Wells Fargo online banking, checking your checks or bank statements, or contacting Wells Fargo’s customer service for confirmation.

What is the difference between a routing number and an account number?

The routing number identifies the bank and branch, while the account number identifies your specific account within that bank.

Can I use a Wells Fargo routing number for a different bank account?

You should always use the routing number assigned to your specific bank and account to avoid delays or errors.

What is the routing number for a Wells Fargo checking account?

The most common routing number for Wells Fargo checking accounts is 121042882. However, it’s always best to confirm the specific routing number for your account.

What is the routing number for a Wells Fargo savings account?

The same routing number as a checking account, 121042882, applies to most Wells Fargo savings accounts. Again, confirming with the bank is recommended.

What is the routing number for a Wells Fargo wire transfer?

The routing number for domestic and international Wells Fargo wire transfers is 121000248.

What is the routing number for a Wells Fargo ACH transfer?

The routing number for ACH transfers usually depends on your location. However, some common ACH routing numbers for Wells Fargo include 121042882, 111900659, and 026005092. It’s crucial to verify the specific routing number for your account.

What is the SWIFT code for Wells Fargo?

The SWIFT code for Wells Fargo is WFBIUS6WFFX. This is required for international wire transfers.

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