What is the Access Bank USSD Code to block an account?
- Dial *901*911# on any phone and follow the easy steps or dial *901# and select Other Services.
Access Bank USSD code is a streamlined and convenient approach to banking, encapsulated in the simple code *901#.
This easy-to-remember code acts as a gateway to a multitude of banking services, accessible directly from your mobile phone.
This feature is a game-changer for Access Bank customers, providing a swift and hassle-free way to execute various banking transactions without the need for internet connectivity or visiting a bank branch.
From transferring funds and checking account balances to buying airtime and paying bills, the *901# USSD code offers a comprehensive suite of services.
It caters to the essential banking needs of all Access Bank customers, ensuring that banking services are just a few digits away.
This innovation is particularly beneficial in Nigeria, where ease of access and quick service are highly valued in banking.
With the *901# USSD code, Access Bank has truly brought banking to the fingertips of its customers.
ACCESS BANK USSD CODE REQUIREMENTS
To utilize the Access Bank USSD code service, customers must meet certain requirements. These prerequisites ensure secure and efficient access to the variety of banking services offered through *901#.
Here are the key requirements:
- Bank Account with Access Bank: You need to be an existing customer of Access Bank or in the process of becoming one to use the *901# USSD service.
- Registered Mobile Number: The mobile number used for the USSD service must be linked to your Access Bank account. This is crucial for authentication and security purposes.
- Mobile Device: A functional mobile device is required to dial the USSD code. This service is accessible on both basic feature phones and smartphones, offering wide accessibility.
- Identity Verification: Possession of a valid identity card or means of identification is essential, especially for new customers who wish to open an account using the USSD service.
- Activation: Before using the full range of services, you must activate the USSD code on your phone. This involves setting up a personal identification number (PIN) for transaction authorization.
These requirements are designed to ensure that the Access Bank USSD service is used in a secure and customer-centric manner, providing a smooth banking experience for all users.
COMPREHENSIVE LIST OF ACCESS USSD CODES
| TRANSACTION TYPE | USSD CODE |
| Account Opening | *901*0# |
| Check Account Balance | *901*00# |
| Transfer to Access Bank Account | *901*Amount*Account Number# |
| Transfer to Other Banks | *901*Amount*Account Number# |
| Airtime Top-Up for Self | *901*Amount# |
| Airtime Top-Up for Others | *901*Amount*Phone Number# |
| Deactivate Account | *901*911# |
These codes provide Access Bank customers with the convenience of performing a wide range of banking transactions efficiently and securely, right from their mobile phones.
HOW TO ACTIVATE ACCESS BANK USSD CODE
Activating the Access Bank USSD code is a straightforward process. Follow these steps to get started:
- Dial the USSD Code: Using the phone number registered with your Access Bank account, dial *901#.
- Accept Terms: A prompt will appear for you to accept the Access Bank mobile banking terms. Select “Accept” to proceed.
- Select ‘Transfer’ Option: The menu will provide various options. Select the “Transfer” option to continue with the activation process.
- ATM Card Details: If you have an Access Bank ATM card, enter the last six digits of the card when prompted.
- Alternative for Non-ATM Card Holders: If you don’t have an ATM card, the system will prompt you to enter your date of birth.
- Enter Account Number: Provide your Access Bank account number as prompted.
- Create a Mobile Banking PIN: You’ll be asked to create a 4-digit PIN. This PIN will be used to authorize transactions.
- Confirm PIN: Re-enter your PIN to confirm it.
After completing these steps, your Access Bank USSD code will be activated, and you can start using it for various banking transactions.
This service simplifies banking by making it accessible right from your mobile phone, enhancing your banking experience with Access Bank.
HOW TO USE ACCESS BANK USSD CODE FOR DIFFERENT TRANSACTIONS
The Access Bank USSD code *901# is a versatile tool for various banking transactions. Here’s a guide on how to use it for different purposes:
Opening an Account
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- Dial *901*0#.
- Accept the terms and follow the prompts to open an account.
- Upon provision of the required details, you will receive an SMS with details of your new account number.
Checking Account Balance
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- Dial *901*00#.
- Enter your PIN to authenticate.
- Your account balance will be displayed on your screen.
Transferring Funds
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- To transfer to an Access Bank account
- Dial *901*Amount*Account Number#.
- Enter your 4-digit PIN to authenticate
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- To transfer to other banks
- Dial *901*Amount*Account Number#.
- Follow the prompts, select the recipient’s bank, and enter your PIN to authorize the transfer.
Buying Airtime
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- For yourself (number linked with your account)
- Dial *901*Amount#
- Wait for the success message and start making calls
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- For others [To buy airtime for friends or family members]:
- Dial *901*Amount*Phone Number#.
- Enter your PIN to complete the transaction.
Deactivating Account
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- Dial *901*911# on any mobile phone.
- Input the registered phone number on the account that you want to blacklist
- Your USSD profile will be deactivated and blacklisted automatically.
Each of these transactions can be completed quickly and securely, making Access Bank’s USSD service a convenient banking solution.
TROUBLESHOOTING: ACCESS BANK USSD CODE NOT WORKING
If you encounter issues with the Access Bank USSD code not working, here are some common problems and their solutions:
Bad Network Connection:
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- USSD transactions rely on mobile network connectivity. If there’s a poor or no network, you might face difficulties.
- Solution: Wait until the network stabilizes or move to a location with better coverage.
Not Registered or Activated:
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- If you haven’t registered or activated the *901# USSD code with the phone number linked to your Access Bank account, it won’t work.
- Solution: Ensure that you have completed the registration and activation process for the USSD code as detailed earlier.
Using an Unlinked/Wrong Phone Number:
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- The USSD service is linked to a specific phone number associated with your bank account.
- Solution: Ensure you’re using the correct phone number registered with your Access Bank account.
Incorrect PIN Entry:
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- Entering an incorrect PIN can block the transaction.
- Solution: Re-enter the correct PIN. If you’ve forgotten your PIN, you may need to reset it by following the bank’s procedure for PIN reset.
USSD Code Expiry:
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- Some USSD codes might change or get updated.
- Solution: Check the latest USSD codes from Access Bank’s official website or customer service.
Account Issues:
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- Certain account-related issues like restrictions or insufficient funds can prevent transactions.
- Solution: Contact Access Bank customer care for specific account-related queries.
Phone Compatibility:
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- While rare, some older phone models may have issues accessing USSD services.
- Solution: Try using a different mobile phone to see if the issue persists.
Technical Glitches:
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- Sometimes, the problem could be due to technical issues with the bank’s systems.
- Solution: Wait for a while and try again later, or contact the bank for more information.
If the problem persists despite trying these solutions, it’s best to contact Access Bank’s customer service for further assistance. They can provide more specific guidance based on your individual situation.
ALTERNATIVE CHANNELS TO ACCESS *901# USSD BANKING
For Access Bank customers who might be looking for alternatives to the *901# USSD banking, there are several other channels available to manage their banking needs efficiently.
These alternatives offer the flexibility to choose the most convenient option based on individual preferences and circumstances:
Access Bank Mobile App:
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- The Access Bank mobile banking app is available for both Android and iOS devices.
- It provides a user-friendly interface for a wide range of banking services including fund transfers, bill payments, account balance checks, and more.
Internet Banking:
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- Access Bank’s internet banking platform allows customers to perform transactions online using a computer or tablet.
- This platform offers comprehensive banking services, including detailed account statements and the ability to manage multiple accounts.
ATMs:
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- Access Bank ATMs offer services beyond cash withdrawal, including fund transfers, bill payments, and airtime recharge.
- They are available 24/7, making them a convenient option for many banking transactions.
Bank Branches:
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- Visiting a local Access Bank branch is an option for customers who prefer face-to-face service.
- Branches can handle a variety of services, including those not available through electronic channels.
Customer Service:
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- Access Bank’s customer service can be reached via phone or email.
- They can assist with various banking inquiries and transactions.
SMS/WHATSAPP Banking:
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- Some banking services can be accessed through SMS commands, which is a useful option when internet service is unavailable.
Each of these channels has its own advantages and can be used based on the specific banking needs, convenience, and access to technology.
Customers can choose one or a combination of these channels to complement their use of USSD banking for a more rounded and flexible banking experience.
Before You Go:
The Access Bank USSD code *901# is a significant leap forward in simplifying banking in Nigeria, bringing essential financial services to the palm of your hand. This service not only provides unparalleled convenience and efficiency but also ensures that banking is accessible to everyone, irrespective of their location or the type of mobile device they use.
Whether it’s transferring funds, checking balances, paying bills, or even opening a new account, the USSD service covers a wide spectrum of banking needs.
The power of this service lies in its simplicity and ease of use, making it a valuable tool for both tech-savvy customers and those who prefer basic banking methods.
As we have discussed, setting up and using the USSD code is straightforward, and troubleshooting common issues is generally a simple matter.
As technology continues to evolve and integrate more deeply into our daily lives, services like Access Bank’s USSD code are vital in making sure that everyone can keep pace with the changing world.
In essence, the *901# service is more than just a set of codes; it’s a commitment to accessible, secure, and efficient banking for all.
